To sell Medicare products, you must first be certified by a nationally recognized partner. AHIP is one of the most recognized certification platforms that offer the Medicare + Fraud, Waste, and Abuse (MFWA) certification required to have by the majority of Medicare Carriers. AHIP Certifications must be done yearly for both new and veteran agents and cost $175. It is an open book test with available training online. You do get two hours to answer the

Fifty questions on the test. A 90% or higher is considered passing, and you only receive three

opportunities to pass the exam in a year.

To help with the cost, some carriers offer discount codes that Premier Insurance Contracts can provide.

For more information contact our contracting department. [email protected]

To become certified to sell ACA products, you'll need to complete the certification process with CMS or the Centers for Medicare & Medicaid Services. This process is free of charge and only needs to be completed once per year. Our contracting department can guide you through the process and help you get started. You can reach them at [email protected]

If you're an independent licensed agent trying to get contracted with major carriers, you'll likely need to have an Errors and Emissions policy (E&O). This policy protects you from any errors or omissions that may occur in your work. E&O is sometimes called malpractice insurance. Our agency recommends NAPA to all of our new agents. We recommend $1M/$3M limits on your policy, as this is the typical requirement for most carriers.

Premier can guide you in obtaining the coverage you need to protect your business and make sure you follow the requirements given by most carriers.

An insurance agent FMO, or "field marketing organization," is a company that represents multiple health and property-casualty insurance companies in a given area. They will help connect you with the best carriers for your products and help get you started on your way to becoming a successful agent.

Having a good FMO is equivalent to having a good mentor. FMOs will offer you various services; it is essential to find one that can provide the following: - Contracting and appointment assistance - Training and education - Sales and marketing support.

Once you find an FMO that can offer you the above services, it's time to get onboarded.

Contact Premier Insurance Contracts to start the process!